Wikipedia defines of the types of insurance adjusters like this:
“There are three classes of insurance claims adjusters: staff adjusters (employed by an insurance company or self-insured entity), independent adjusters (independent contractors hired by the insurance company) and public adjusters (employed by the policyholder). “Company” or “independent” adjusters can only legally represent the rights of an insurance company.”
Why would anyone want an insurance-employed adjuster to be the only voice in how much it would cost to repair the damages to their property?
That would be like being on trial for murder and having no lawyer to defend you.
As you can see, there is a clear distinction between a “company” adjuster, who works on behalf of an insurance company, and a “public” adjuster who works on behalf of a policyholder… YOU.
The Insurance Company has an adjuster that looks out for their best interests.
You should too! They’re called ‘Public Adjusters’.
The policyholder is a homeowner, business owner, or a renter who has insured their property in the event that the property is damaged from a sudden event.
Fire damage claims, smoke damage, a hail or windstorm, a busted pipe or water heater that causes water damage, damages from vandals or theft, and of course, hurricane damage and tornado damage are all sudden events that are covered by your insurance policy.
Again, why would anyone want an adjuster employed by an insurance company to the only voice in what it costs to repair damages to your property?
That is so one-sided that it should be illegal!
Even in a court, there are attorneys, witnesses, and experts who represent each side.
As you can see, there is a clear distinction between the ‘Insurance Company Adjuster’ who works on behalf of an insurance company, and a ‘Public Adjuster’ who works on behalf of a policyholder – you!
Meet Your Team
After several years of assisting insurance claim adjusters during large claim events like Hurricane Katrina, Wilma, Rita, and Ike, as well as thousands of daily claims, Kayla considered becoming a licensed insurance claims adjuster in North Carolina. After discussing the idea with many colleagues and insurance company adjusters, it was recommended that she would most likely be happier assisting the insureds as a Public Adjuster. “I always had a passion for helping others, worked part-time with animals, and was always happy to lend a helping hand. So, this plan, although not considered originally, just felt right,” says Brady.
Kayla decided to rally the best group of professionals she could find to join her in her new Public Adjusting career. She had the awareness and humility to know that one person’s knowledge is not enough to calculate and present claims to insurance carriers alone. With so many types of claim damages that affect policyholders, she sought experts like fire damage restorers, water and mold damage professionals, engineers with expert hail, wind, and roof damage experience, independent insurance appraisers, appraisal umpires, and attorneys.
With such a group available to Mrs. Brady, she established For The Public Adjusters, Inc. in 2012. Kayla works in the office running the company and uses her staff of insurance adjusters and list of experts in the various fields mentioned to provide the PAs and clients with the best experts needed for their particular type of claim and the issues that arise.